Residential premises
 

All Risks Insurance

This policy is suitable for people owning Paintings, ornaments or other valuables, which are prone to accidental loss or damage.

Burglary Insurance

This policy is suitable for people who have movable household property (appliances, jewelry and other personal effects), which are prone to theft or larceny

Domestic Appliances Policy

It is suitable to Householders owning domestic appliances viz., Refrigerators, Washing Machines, Mixer cum Grinder, ovens and gadgets of similar nature. Except TV sets for which there is a separate policy.

TV Policy

All the electronic appliances like Television, VCR or VCP or music system and associated peripherals can be covered under this policy

Electronic Equipment Insurance

The policy is suitable for people owning expensive electronic equipment.

Fire Policy-Home

Covers a person’s movable and immovable properties against fire and allied perils. People staying in a Rented/Leased house can take this policy, if they are responsible for the safety of the property by any covenant in the lease agreement. An individual can also insure household contents not belonging to him, but held in trust or belonging to relatives permanently staying with him.

Pedal Cycle Policy

Any person who owns pedal cycles, both private and trade cycles can avail this policy.

Plate Glass Insurance

This policy protects for loss of damage from installed plate glass of substantial value.

Transit Insurance

This policy is suitable for people who may move from one premise to another A householder may have fragile items like crockery and delicate electronic equipment, expensive furniture which require careful handling and transport. Most transporters might not even accept liability for loss or damage to the goods due to careless handling and this policy is useful for such contingencies.

Householder's Package Policy

All the householders' insurance needs are addressed and cover by a single package policy offered at economical rates of premium and it covers several of the insurance needs that are highlighted above.